Terms of Use

Use of the Website

Information provided in this website or through it must not be used as a replacement of any kind of advice. Decisions based on this information will be on your account and risks. Although Mulkia tries to provide clear, complete and updated information obtained from authentic sources, but it does not provide any explicit or implicit guarantees or covenants about whether the information provided in or through this website is correct, complete or updated.

Mulkia controls this website and maintains it from Riyadh in the Kingdom of Saudi Arabia, and it presents no promise that information provided in or through it is suitable or available for use elsewhere. So, if you use this website from other websites, you will be responsible for compliance with the local laws and regulations applicable for it. Mulkia neither guarantees nor promises that this website works without errors or interruptions. Also, it is not allowed to use this website in a way that hinders use of other users of the internet and/or in a way that threatens or affects functions of this website and/or the information provided in or through it, or the basic software used thereon.

Information, Products and Services of a Third Party
Since Mulkia provides links to sites owned by other parties, such links are not considered as links from Mulkia for any products or services provided through such websites. Use of such links will be under your personal responsibility, and Mulkia bears no any liability or consequences in relation to that content or for use or availability of those websites. Mulkia has not verified authenticity, validity, reasonability, reliability or completeness of any contents included in such websites.

Intellectual Property

Mulkia keeps rights (including the right of copy, trademarks, patents and any other property right) related to information provided in or through this website (including all texts, drawings and logos). Also, it is not allowed to copy, upload, release, distribute or reproduce any information contained in this website in any form without prior written consent of Mulkia or suitable written consent from a person who hold this information or in charge thereof. However, you may print out and/or download information of its content in this website for your personal use only. Also you may not make links for Mulkia website without prior written consent from authorized person at the company.

Contact through the Internet

Messages sent to Mulkia through electronic mail may not be safe, and Mulkia advises that you don’t send any confidential information to it through email. However, if you choose to send any messages to Mulkia through the email, you will accept consequent risks of that which are represented in the probability of rejecting these messages or misusing and amending them by a third party.

Exclusion of Responsibility

Neither Mulkia nor any of its agents or partners will be responsible for any damage occurring directly or indirectly including loss of profits (even if Mulkia does not inform of possibility of occurrence of such damages) which arise in any way including but not limited to (1) any damages, viruses or any defect caused by any equipment or software as related to access to or use of the website, (2) information provided in or through this website, (3) objecting, amending or misusing information which has been provided by Mulkia or sent to you, (4) work or unavailability of this website (5) misusing of this website, (6) loss of data, (7) downloading or use of any program provided through this website or (8) claims raised by third parties as related to use of this website. This exclusion of responsibility will also be applied for interest of the members of Mulkia BOD and its employees.

Applicable Law

This website and its disclaimer are governed by and construed according to the laws of the Kingdom of Saudi Arabia. All disputes arising out of or in relation to this disclaimer shall be submitted to be solely judged upon by the Saudi judicial authorities. In case of conflict or discrepancy in interpretation between different languages of the versions of this disclaimer, Arabic version will prevail.


Mulkia reserves the right to change information stated in this website including this disclaimer at any time and without any prior notification. We advise you to review information as provided in this website including provisions of this statement periodically to view any changes that may occur to them.


All products and services provided are subject to the terms and conditions and the disclaimer of the applicable agreements governing provision of these products (product provisions and conditions). Whenever terms and conditions of the products conflict with these terms and conditions, the terms and conditions of the products will prevail.

No Offer Exists

The information and opinions presented by us or through a third party on the site must not be used as an investment advice and it does not constitute a sale or purchase offer of any securities, financial instruments, advice or recommendation as related to such securities, financial statements or other investments. Upon taking a decision regarding your investments, you have to obtain advice from a specialized and independent financial advisor.

No Guarantee Existss

Contents of this website are distributed to you without any guarantee of any type. We and the third parties presenting the content hold no any liability towards any guarantee of whatever kind. The information provided in this website is provided as it is and subject to its availability and to maximum scope allowed by the system. We do not give or present any guarantee, promise or undertaking of whatever kind whether it is express or implied as related to the information if this is related to the website or any other site. Your use of the website will be at your own risks.

We do not guarantee accuracy, sufficiency, completeness or timing of the information, materials, products and services, use of the website without mistakes. We don’t guarantee nor pledge that this website will be available or that it will fulfill your requirements, or that access to it will not be affected by any delays, failures, errors, omissions or loss of the information sent. Also we don’t guarantee that there are no viruses, or non-sending any annoying properties or that no damage will happen to your system. You will be personally responsible for finding sufficient protection and backup copies of the data and /or support to equipment or to take reasonable and suitable measures to check the computer viruses and any destructive properties. Also we do not make any promises or guarantees regarding accuracy, work or performance of any software of a third party which may be used in relation to this website.